Difference between revisions 695535970 and 695536810 on enwiki

{{POV|date=December 2015}}

{{Infobox company|
  logo   = CS Logo Circle.png |
  name   = CreditSesame.com |
  type   = [[Privately held company|private]]|
  foundation     = 2010|
  founder        =  Adrian Nazari|
(contracted; show full)

==Analytics ==

Credit Sesame analyzes consumers' credit profiles based on the information in their [[TransUnion]]'s credit reports. As soon as a consumer's profile is created, Credit Sesame begins analyzing their current loans (including mortgage and credit card accounts) and looks for alternative loans
. that will help that consumer save. This is accomplished by using a patent-pending bank-level [[analytics]] engine developed by [[Stanford University]] analysts, which analyzes the mortgage lending market daily for new financing options.<ref>{{cite web|last=McDermid|first=Riley|title=Credit Sesame brings consolidation tools to consumers free, online and all in one place|url=http://venturebeat.com/2010/11/17/credit-sesame-brings-banking-tools-to-consumers-free-online-and-all-in-one-place/|publisher=VentureBeat.com|accessdate=1 July 2011}}</ref>⏎
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The mortgage and refinance loans Credit Sesame finds for its users are personalized, based on each individual user's credit file, the estimated value of their home and the financial goals they have set up upon registration. {{Citation Needed|December 2015}}

== Free Credit Score ==

The free score consumers get from Credit Sesame is an [[Experian]] National Equivalency Score. The National Equivalency Score is not a FICO score, but unlike some free scores provided by online services, which are educational and often referred to as "FAKO" scores, it is actually commercially available to lenders although not many lenders use it to make lending decisions.<ref>{{cite web|last=Ulzheimer|first=John|title=Free Credit Scores (Seriously, They’re Really F(contracted; show full)<!--- After listing your sources please cite them using inline citations and place them after the information they cite. Please see http://en.wikipedia.org/wiki/Wikipedia:REFB for instructions on how to add citations. --->
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[[Category:Credit management]]
[[Category:Companies based in Sunnyvale, California]]