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Credit Sesame
{{POV|date=December 2015}}

{{Infobox company|
  logo   = CS Logo Circle.png |
  name   = CreditSesame.com |
  type   = [[Privately held company|private]]|
  foundation     = 2010|
  founder        =  Adrian Nazari|
(contracted; show full)sUnion]]'s credit reports. As soon as a consumer's profile is created, Credit Sesame begins analyzing their current loans (including mortgage and credit card accounts) and looks for alternative loans. The mortgage and refinance loans Credit Sesame finds for its users are personalized, based on each individual user's credit file, the estimated value of their home and the financial goals they have set up upon registration. {{Citation Needed|December 2015}}

== Free Identity Theft Insurance ==

In April of 2014, Credit Sesame announced that they would provide users with free identity theft insurance with up to $50,000 in coverage.{{cn|date=May 2014}} This coverage only includes expenses that are incurred in restoring a consumers identity and not expenses that result from an identity being stolen.⏎
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In addition, Credit sesame also announced that users who had their identity stolen would also be able to access "...to identity restoration specialists"<ref>{{cite web|title=Identity Theft Protection|url=http://www.creditsesame.com/products/identity-theft/|accessdate=15 April 2014}}</ref>  to help in the process of restoring their identity.

== Business Model ==

Credit Sesame is free to consumers. The company makes money when a consumer closes on a loan obtained with the help of Credit Sesame. In March, 2014 the company launched premium services that included more frequent credit score updates than that offered with the free account and identity protection features.

== See also ==
*[[Credit Karma]]
*[[Mint.com|Mint]]
*[[Quizzle]]

== References ==
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[[Category:Credit management]]
[[Category:Companies based in Sunnyvale, California]]