Difference between revisions 856948426 and 857003002 on enwiki

{{notability|date=June 2018}}⏎
{{Infobox company|
  logo   = CS Logo Circle.png |
  name   = CreditSesame.com |
  type   = [[Privately held company|Private]]|
  foundation     = 2010|
  founder        =  Adrian Nazari|
  industry       = [[Personal finance]], [[Software]], [[Financial technology]]|
  location       = [[Mountain View, California]]|
  area_served    = [[United States]]|
  products       = [[Credit scores]], [[credit monitoring]], [[identity theft protection]], [[loans]], [[credit cards]], [[credit reports]]|
  revenue        = N/A|⏎
  num_employees  = 100|
  homepage       = [http://www.creditsesame.com/ CreditSesame.com]
}}

'''Credit Sesame''' is an educational credit and personal finance website that provides consumers with a free company offering a website that provides users a free estimate of their credit score.<ref>{{cite web|last=Andriotis|first=Annamaria|title=New Controversy for Credit Scores|url=http://www.smartmoney.com/borrow/debt-strategies/which-credit-score-is-best-1302212043057/|publisher=SmartMoney.com|accessdate=1 July 2011}}</ref> No credit card or subscription is required to register or obtain the credit score, which is updated monthly. More frequent credit score updates and other features, like 3 bureau credit monitoring, are offered at a cost.

Headquartered in [[Mountain View, California|Mountain View]], California, Credit Sesame launched in private beta at TechCrunchDisrupt 2010.<ref>{{cite web|last=Rao|first=Leena|title=The List Of Startups Launching At TechCrunch Disrupt|url=https://techcrunch.com/2010/09/27/the-list-of-startups-launching-at-techcrunch-disrupt-2/|publisher=TechCrunch.com|accessdate=1 July 2011}}</ref> As of April 2016, the company's registered users have a combined $100 billion in loans, which Credit Sesame monitors and analyzes for potential savings on a daily basis.<ref>{{cite web|last=Perez|first=Sarah|title=Credit Sesame Adds Social Comparison Tools, Lets You See How Your Debt Compares With People Like You|url=https://techcrunch.com/2012/09/13/credit-sesame-adds-social-comparison-tools-lets-you-see-how-your-debt-compares-with-people-like-you/|accessdate=13 July 2012}}</ref>

As of April 2016, Credit Sesame has over 8 million accounts.<ref>{{cite web |url=https://www.ftpartners.com/transactions/credit-sesame}}</ref>

== Founder and financing ==

Credit Sesame was founded by Adrian Nazari, the company's chief executive officer, who previously co-founded Financial Crossing, Inc. and served as its president and CEO. He was also CEO and chairman of the board at Financial Circuit, Inc.<ref>{{cite web|title=EXECUTIVE PROFILE Adrian A. Nazari|url=http://investing.businessweek.com/research/stocks/private/person.asp?personId=7967414&privcapId=28748326|publisher=Bloomberg Businessweek}}</ref>

In March 2011, Credit Sesame announced that it had closed a $6.15 million second round of funding, led by [[Menlo Ventures]] and Inventus Capital Partners.<ref>{{cite web|last=McDermid|first=Riley|title=Personal finance tool CreditSesame nabs $6.15M in new funding|url=https://venturebeat.com/2011/03/09/creditsesame-gets-6-5-million/|publisher=VentureBeat.com|accessdate=1 July 2011}}</ref> The company closed an additional $12 million in funding in June 2012, $16 million in May 2015, and $42 million in October 2017.<ref>{{cite web|last=Perez|first=Sarah|title=With $20 Billion In Consumer Debt Under Management, Credit Sesame Closes $12 Million Series C|url=https://techcrunch.com/2012/06/11/with-20-billion-in-consumer-debt-under-management-credit-sesame-closes-12-million-series-b/|publisher=TechCrunch|accessdate=11 July 2012}}</ref><ref>{{Cite web|url=https://techcrunch.com/2015/05/12/credit-monitoring-and-debt-management-service-credit-sesame-raises-16-million/|title=Credit Monitoring And Debt Management Service Credit Sesame Raises $16 Million {{!}} TechCrunch|last=Perez|first=Sarah|access-date=2017-06-16}}</ref><ref>{{cite web |last1=Penn |first1=David |title=Credit Sesame Raises More than $42 Million, Unveils Robo Advisor for Credit |url=http://finovate.com/credit-sesame-raises-42-million-unveils-robo-advisor-credit/}}</ref>

==Analytics ==

Credit Sesame analyzes consumers' credit profiles based on the information in their [[TransUnion]] credit reports. As soon as a consumer's profile is created, Credit Sesame begins analyzing their current loans (including mortgage and credit card accounts) and looks for alternative loans.<ref>{{cite web |last1=Jet |first1=Johnny |title=7 Ways to Get a Free Credit Score |url=https://www.forbes.com/sites/johnnyjet/2017/10/09/7-ways-to-get-a-free-credit-score/#6b2f367f601c}}</ref> The mortgage and refinance loans Credit Sesame finds for its users are personalized, based on each individual user's credit file, the estimated value of their home and the financial goals they have set up upon registration. <ref>{{cite web |url=https://www.reuters.com/article/idUS356632175420120611}}</ref>

== See also ==
*[[Credit Karma]]
*[[Mint.com|Mint]]
*[[Quizzle]]

== References ==
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Headquartered in [[Mountain View, California|Mountain View]], Calif., Credit Sesame launched in private beta at TechCrunchDisrupt 2010.<ref>{{cite web|last=Rao|first=Leena|title=The List Of Startups Launching At TechCrunch Disrupt|url=https://techcrunch.com/2010/09/27/the-list-of-startups-launching-at-techcrunch-disrupt-2/|publisher=TechCrunch.com|accessdate=1 July 2011}}</ref> In 2012, the company claimed to monitor almost $35 billion in loans.<ref>{{cite web|last=Perez|first=Sarah|title=Credit Sesame Adds Social Comparison Tools, Lets You See How Your Debt Compares With People Like You|url=https://techcrunch.com/2012/09/13/credit-sesame-adds-social-comparison-tools-lets-you-see-how-your-debt-compares-with-people-like-you/|accessdate=13 July 2012}}</ref>

== Founder and financing ==

Credit Sesame was founded by Adrian Nazari, the company's chief executive officer, who previously co-founded Financial Crossing, Inc. and served as its president and CEO. He was also CEO and chairman of the board at Financial Circuit, Inc.<ref>{{cite web|title=EXECUTIVE PROFILE Adrian A. Nazari|url=http://investing.businessweek.com/research/stocks/private/person.asp?personId=7967414&privcapId=28748326|publisher=Bloomberg Businessweek}}</ref>

In March 2011, Credit Sesame announced that it had closed a $6.15 million second round of funding, led by [[Menlo Ventures]] and Inventus Capital Partners.<ref>{{cite web|last=McDermid|first=Riley|title=Personal finance tool CreditSesame nabs $6.15M in new funding|url=https://venturebeat.com/2011/03/09/creditsesame-gets-6-5-million/|publisher=VentureBeat.com|accessdate=1 July 2011}}</ref> The company closed an additional $12 million in funding in June 2012, and $16 million in May 2015.<ref>{{cite web|last=Perez|first=Sarah|title=With $20 Billion In Consumer Debt Under Management, Credit Sesame Closes $12 Million Series C|url=https://techcrunch.com/2012/06/11/with-20-billion-in-consumer-debt-under-management-credit-sesame-closes-12-million-series-b/|publisher=TechCrunch|accessdate=11 July 2012}}</ref><ref>{{Cite web|url=https://techcrunch.com/2015/05/12/credit-monitoring-and-debt-management-service-credit-sesame-raises-16-million/|title=Credit Monitoring And Debt Management Service Credit Sesame Raises $16 Million {{!}} TechCrunch|last=Perez|first=Sarah|access-date=2017-06-16}}</ref>

== References ==
{{reflist}}

[[Category:Credit management]]
[[Category:Companies based in Sunnyvale, California]]